See Your Available Equity in 30 Seconds - Get Funded in Days, Not Months.
🚫 No SSN. No logins. No credit check. Just your property details → 30-second estimate. PRIVACY NOTICE: We don’t sell your info.
Top Lender Pick for August 2025
5-Star Service. Fast Closings. Real Results.
We specialize in Home Equity Lending for California Homeowners & Investors
We Have Options
- Multiple HELOC Lenders to Choose From
- Primary & Investment Properties
- Up to $750K Available
- Traditional & Self-Employed Friendly
- Fast Approvals & Funding
Simple Documentation
- Digital Bank Verification (Plaid)
- Bank Statement Programs Available
- Tax Transcripts Accepted
- Self-Employed Friendly Options
Flexible Credit Guidelines
- 640+ Credit Score (Primary Homes)
- 680+ Credit Score (Investment Properties)
- Same-Day Pre-Approval Available
- Get Funded in DAYS
Why Choose a HELOC Over a Cash Out of Refinance
Lightning Fast
Close in days vs 60-90 days for refinancing. Under $400K? No appraisal needed!
Keep Your Low Rate
Don't lose your sub-4% mortgage rate. Access equity with a separate line of credit instead.
Digital Application + Personal Service
Complete everything online or over the phone with minimal paperwork, work directly our experts for guidance and fast approvals. No bank visits required.
No Income Docs Required
We don’t ask for tax returns or employment history. DSCR and no-doc options make the process smoother.
Real Support—No Pressure
You’ll never get a hard sell. Just expert help to run your numbers, explore your options, and move when you’re ready.
Claim Your FREE Guide
Smart California homeowners are choosing HELOCs over refinancing—learn why.
GET YOUR FREE HOME EQUITY GUIDE